Employers’ Liability Insurance

If you employ staff, it’s a legal requirement to have Employers’ Liability insurance. This protects your business if an employee is injured or becomes ill due to their work. 

Your policy should also cover volunteers and contractors working under your control. For example, motorsport events like the Isle of Man TT involve significant risks for volunteer marshals. 

If you’re unsure about who qualifies as a volunteer, Sports England offers helpful guidance.